Need help in your condo? Submit a Question to our experts and we'll post a Q&A on the topic.

(The full text of our"Ask the Expert" articles is available for viewing to Subscribers only.)

Q. My condo association board enacted Rules & Regulations that state that all owners must have their own insurance and that we are to provide a copy of our insurance policy every year or we would be in violation of the rules.

Q. The board members of my condo building don't all live in the area and it can be difficult to coordinate a board meeting that everyone is able to attend in person. Can board members hold a board meeting by conference call?

Q. We are a six flat in Rogers Park. The building was built in the 1930's and has an elevator.

Q. Our condo board wants to start charging late fees for unpaid assessments. How much can we charge?

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