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Need help in your condo? Submit a Question to our experts and we'll post a Q&A on the topic.

(The full text of our"Ask the Expert" articles is available for viewing to Subscribers only.)

Is an owner vote required to approve a bank loan for our condo association?

Lauren Schrader Ask The Expert Q&A 31 August 2017
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Q. My condo building is in need of significant repairs. We don't have the necessary funds in reserves to cover everything, so we're looking into a bank loan to cover the costs.

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Can my condo association charge me for an explanation of an amendment?

Lauren Schrader Ask The Expert Q&A 19 July 2017
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Q. Our board recently adopted an amendment to our Declaration limiting the percentage of leased units. The amendment will be presented to the owners for a vote at the end of the year.

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Does my condo association have to send an invoice for assessments?

Lauren Schrader Ask The Expert Q&A 12 July 2017
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Q. I just got a notice from my condo association's attorney saying that I didn't pay my HOA payments. I purchased the condo one year ago. My contact person for the management group said that they would send out a invoice for my monthly HOA fees.

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Is the association responsible for repairs to condo units under possession?

Lauren Schrader Ask The Expert Q&A 05 July 2017
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Q. I am President of the association for a six unit condo building with one assessment delinquent owner that now owes us over $10,000. The owner rents out the unit. We hired an attorney and got an order of possession ordering that the renters will now pay us the rent starting July 1, 2017 until the unit is no longer in arrears.

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  1. Can owners submit a claim to the association insurance for damage to their limited common elements?
  2. When must a condo unit under possession be returned to the unit owner?
  3. How many people can live in a single condo unit in Chicago?

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