A condominium association is created when the Declaration is recorded with the county. The developer must submit the document and the necessary fees to the county Recorder of Deeds. Owners should receive a copy of the recorded document, showing the recording stamp, when a unit is purchased.
HausFS has been helping many clients gather the documentation necessary for FHA certification. One of the required documents is a copy of the recorded Declaration and By-Laws for the association, and we're noticing that most of the copies provided do not show a recording stamp. A copy of the recorded document must therefore be purchased from the Recorder of Deeds office, which generally means a trip downtown.
Check your copy of the Declaration for a recording stamp. If you don't see one, you may want to purchase one for your association to distribute to owners from the Cook County Recorder of Deeds.