Who is responsible for the sidewalk in front of the building?

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Q. Our insurance carrier and the city are both requiring our Association to repair the sidewalks to the north and south of the building inside the property fence.  Does our insurance cover the sidewalk by the street, which lies outside the  fence, or is the city responsible for that portion of the sidewalk?

A. Most policies will cover the area within 100 feet of the actual property, 

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